Credit Risk Specialist

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Region

Asia Pacific

Location

Singapore

Work type

Full Time

Job category

Finance/Accounting

Date published

08 October 2019

Date closing

19 October 2019 at 00:00 GMT

About BHP

At BHP we support our people to grow, learn, develop their skills and reach their potential. With a global portfolio of operations, we offer a diverse and inclusive environment with extraordinary career opportunities.  Our strategy is to focus on creating a safe work environment where our employees feel strongly connected to our values and objectives, and where the capability of our people is key to our success. Come and be a part of this success.

About the role

Reporting to the Lead Risk - Credit Risk, you will be responsible for providing credit risk assessment and advisory activities to the commercial teams.

CORE ACCOUNTABILITIES
  • Originate and implement credit risk optimization initiatives and standardization of credit risk processes across the commercial teams.
  • Work with the commercial teams to maintain and continuously improve credit risk optimization capabilities.
  • Work closely with the commercial teams on new business initiatives -- helping to shape how such strategy is implemented, with a strong focus on ensuring the overlay of a sound credit risk management infrastructure.
  • Rigorous communication with commercial, finance and group functions to ensure appropriate documentation, limits and risk mitigation to protect against a counterpart default and minimize potential losses.
  • Engages with commercial, finance and group functions, service providers, customers and other external stakeholders to gather relevant information and to facilitate effective execution of credit risk management activities.
  • Conduct credit assessments on counterparties and make considered recommendations as per the credit delegation matrix.
  • Monitor and analyses impactful information on customers, industries and countries.
  • Maintain credit limits, terms and related data within the credit system in an accurate and timely fashion – and monitor ongoing compliance therewith, escalating any concerns.
  • Identify and escalate breaches of limits, and provide support in resolution of key findings.
  • Support trade finance requirements and updates trade finance related documentation as required.
  • Support the commercial and leadership teams in providing analysis and advice with regard to credit risk matters.
  • Support the credit risk lead and leadership team in projects as required.

About You

  • Experience in the commodities industry with credit risk management.
  • Good communicator, both verbally & written, with the ability to articulate risk exposures, financial analysis and complex scenarios using simple terms for non-technical audience, to influence positive business outcomes, while highlighting the key economic effects.
  • Able to sift through business data/information to identify salient insights.
  • Able to handle deviations and exceptions and knows when to escalate any significant control breakdowns.
  • Highly analytical with keen ability to build scenario models in MS Excel.
  • Experience in using SAP highly desirable.

Supporting a diverse workforce

At BHP, we recognise that we are strengthened by diversity. We are committed to providing a work environment in which everyone is included, treated fairly and with respect. We are an Equal Opportunity employer and we encourage applications from women and Indigenous people. We know there are many aspects of our employees’ lives that are important, and work is only one of these, so we offer benefits to enable your work to fit with your life.  These benefits include flexible working options, a generous paid parental leave policy, other extended leave entitlements and parent rooms.  
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